11 Enfield Rd, Northend, Bulawayo, Zimbabwe +263 292 268861/2 info@chimas.co.zw

Our Medical Aid Packages

CHIMAS offers a comprehensive range of six tailored packages designed to meet the diverse needs and financial capabilities of our corporate and individual members.

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Individual & Family Schemes

Direct enrollment for self-employed professionals, families, and individual citizens with flexible payment options.

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Key Benefit Categories Silver Cover Gold Plan (Popular) Platinum Plan Diamond Express
Premium Basis $45 / mo / adult $75 / mo / adult $120 / mo / adult $210 / mo / adult
General Practitioner (GP) 100% covered at network clinics. Max 10 visits/yr. 100% covered. Unlimited visits at general clinics. 100% covered. Includes home doctor consultations. Unlimited executive consultations. Private triage access.
Specialist Consultation 3-month waiting period. Up to $250 cap per annum. Pre-auth required. Up to $800 cap per annum. Pre-auth required. Up to $2,000 cap per annum. Unlimited. Direct access to specialist network.
Prescription Drugs Generics only. Settle up to $150 per annum. Generics & some branded. Settle up to $500 per annum. Comprehensive formulary. Settle up to $1,500 per annum. Full formulary covered. Limit: $5,000 per annum.
Hospitalization Ward Public Hospital general ward cover only. Private Clinic ward (standard shared). Private Hospital single room private ward. Executive private suite. Unlimited duration.
Dental Cover Emergency extractions only. Cap $50. Extractions, fillings, basic scaling. Cap $250. Crowns, fillings, diagnostics. Cap $600. Premium orthodontics & implants. Cap $1,500.
Optical / Eye Care Excludes frames. Standard eye test covered. Standard lenses & $100 frame contribution. Standard/bifocal lenses & $250 frame contribution. Premium lenses & $500 frame contribution. Lasik eye support.
Emergency Evacuation Local road ambulance only. National road & air ambulance. National air ambulance and cross-border road transfer. International medical air evacuation (SAR).
International Treatment Not covered South Africa referral only (capped). South Africa & India clinical referrals (capped). Global specialist referral options. Max $50,000 limit.

Specialized Niche Coverages

Completing our suite of six tailored packages designed for specialized member requirements.

Tier 5 / Special Primary Care

Bronze Shield Cover

Our most accessible entry-level scheme, designed specifically for essential health center consultation coverage, general immunization programs, and basic local generic medicines. Perfect for agricultural groups, informal traders, or micro-enterprises looking for foundational health security.

Tier 6 / Youth Student Security

Academic Student Care

Tailored specifically for tertiary, college, and university students studying locally. Provides 100% general practitioner visits at accredited campus or city clinics, emergency dentistry, and rapid accident recovery support to protect future leaders.

CHIMAS Virtual Care

Assistant Online

CHIMAS Assistant Just now

Hello! Welcome to Calm Health International Medical Aid Society (CHIMAS). I am your Virtual Care Assistant.

How can I assist you today? You can ask me about:

  • Our coverage plans (Silver, Gold, Platinum, Diamond)
  • How to submit claims & refund forms
  • Where our Bulawayo head office is located
  • Our direct contact phone numbers & emails
  • How to enroll online