11 Enfield Rd, Northend, Bulawayo, Zimbabwe +263 292 268861/2 info@chimas.co.zw

Claims & Reimbursement Desk

Learn how CHIMAS guarantees speedy processing of your medical aid refunds without red tape. Download forms and view our submission steps.

REFUND POLICIES

Two Straightforward Channels of Medical Settlement

Depending on where you consult, CHIMAS processes settlements seamlessly using two main protocols:

1. Direct Settlement (In-Network)

When you visit an in-network doctor, clinic, or pharmacy, you do not pay any cash. Simply present your valid CHIMAS membership card. The provider will submit their claim invoice directly to our claims desk for automated matching and payment.

2. Pay & Claim Refunds (Out-of-Network)

If you consult an out-of-network specialist or purchase emergency drugs from an unaligned pharmacy, pay cash upfront and request an official invoice. Have the medical provider complete and sign our CHIMAS Claim Form, attach your original receipts, and email them or bring them to our offices. We process cash refunds within 48 to 72 hours.

Claims Checklist Checklist:

  • Fully completed CHIMAS Claim Form
  • Signed & Stamped by treating Medical Practitioner
  • Original Proof of Cash Payment receipt attached
  • Submitted within 90 days of the medical consultation

Claims Support Desk

Get in touch directly with our claims team to query benefits or refunds.

Telephone claims:

+263 292 268861/2

Claims submission email:

claims@chimas.co.zw

Processing Hours:

Monday - Friday: 8:00 AM - 4:30 PM

Saturday: 8:00 AM - 12:00 PM

Claims Downloads

Download paper claim documents required for reimbursement processing.

CHIMAS Claim Form 2026

PDF Document • 342 KB

CHIMAS Virtual Care

Assistant Online

CHIMAS Assistant Just now

Hello! Welcome to Calm Health International Medical Aid Society (CHIMAS). I am your Virtual Care Assistant.

How can I assist you today? You can ask me about:

  • Our coverage plans (Silver, Gold, Platinum, Diamond)
  • How to submit claims & refund forms
  • Where our Bulawayo head office is located
  • Our direct contact phone numbers & emails
  • How to enroll online